Fortiva MasterCard is marketed to people who are trying to get their credit back. Card issuers don’t tell you that for the privilege of adding the card to your wallet, you must pay hundreds of dollars. Companies often use it to determine your creditworthiness, but the variables are weighted slightly differently in calculating your score.


Unless you have other options, it’s best to avoid the MyFortiva credit card and go with a secured credit card. Also, you need to know what to do with it. You can explore this as we go deeper into the Fortiva Retail card. In that case, this part of the article will cover the pros and cons of that credit card.

There are annual fees and maintenance fees associated with this credit card, but your payment history is reported to major credit bureaus, which can help increase your creditworthiness. You can also check your creditworthiness through the MyFortiva MasterCard online portal.

MyFortiva Card Eligibility Criteria

The Fortiva card is not available for applicants under 18 years of age. The Fortiva card number must be provided during the application process if you are over 18 and have already applied for a Fortiva card. To qualify for the Fortiva credit card, borrowers must reside in the United States or Puerto Rico and apply using a computer.

MyFortiva cardholders who make payments on time for six consecutive months are entitled to a one-time $50 credit toward the purchase of prepaid or MasterCard® airline tickets at www.fortivacreditcard.com/prepaidmastercard.

Where can one find the acceptance code for www.fortivacreditcard.com?

You can find your acceptance code at www.fortivacreditcard.com at the bottom of your MyFortiva card package and on your MyFortiva credit account page under My Accounts Online. You can also call customer service at (866) 444-3837 to receive a new email or correspondence if you cannot reach it.